Legal and Liability

 Lending your car to a friend or family member may appear to be a simple favor — however, if they’re involved in an accident while driving your vehicle, you could face serious liability simply because you own the car and carry the insurance.

 Sometimes car accidents are not simply “one person’s fault.” When both drivers share some responsibility, the legal concept known as Comparative Negligence comes into play 

After a vehicle collision, attention typically focuses on the drivers — but what about the passengers? If you were riding in the car when the crash occurred and sustained injuries, you might be wondering: Can I file a claim, or am I just left to cover the medical costs myself?

 After a car accident, it's natural to feel compelled to say "I'm sorry." However, even a simple apology can have unintended legal consequences. Insurance companies and legal entities may interpret such statements as an admission of fault, potentially affecting liability determinations and claim outcomes.